Assisted living and independent living communities carry risks most brokers see once a year. We place them every day — 50+ facilities currently covered across the country.
A senior living facility is a healthcare operation, a residential property, and an employer at the same time. Most programs get quoted like one of the three and the gaps show up at claim time. We build the whole program:
Caregivers are your biggest exposure, and the class codes matter.
Including abuse and molestation coverage, which some carriers quietly exclude.
For the care your staff provides.
Buildings, contents, and equipment.
Real limits, sized for a resident-injury claim.
We already place and service coverage for 50+ assisted living, independent living, home health, and ABA therapy facilities in states including Florida, Georgia, Oklahoma, Connecticut, and New Mexico. Through P&G Insurance Brokers, your submission gets shopped across a full market of carriers that actually write senior care — not just the one carrier your last broker had.
Curious why your liability premium keeps climbing even with a clean claims history? See our 2026 rate trends guide for what's actually driving severity and what underwriters want to see.
You talk to a specialist, not a call center — and your submission gets shopped across a full market of carriers.
A 15-minute conversation to understand your risk, current coverage, and timeline.
Your submission goes out to carriers through P&G Insurance Brokers' full market access.
We bring quotes back and walk you through a straightforward, no-jargon comparison.
You choose, we bind, and you're covered — with a team that stays reachable after the sale.
Send us your current renewal date and we'll tell you straight whether your program is right — no obligation, no jargon.