Apartment buildings and multifamily properties are getting non-renewed, re-priced, and told “no appetite” by carriers that wrote them happily five years ago. We place habitational risk across the country — from South Florida to Oklahoma to Connecticut.
Buildings, with attention to valuation so you're not underinsured at replacement cost.
Premises liability, tenant injuries, the claims that actually happen.
Limits sized for a serious premises claim.
Placed where the property actually sits, not where it's convenient.
A good habitational submission tells the building's story — updates, renovations, loss history, management quality. Most submissions don't, and underwriters price the uncertainty. We build submissions that answer the underwriter's questions before they ask, then shop them across P&G Insurance Brokers' full market access. You get one point of contact and a proposal you can actually compare.
You talk to a specialist, not a call center — and your submission gets shopped across a full market of carriers.
A 15-minute conversation to understand your risk, current coverage, and timeline.
Your submission goes out to carriers through P&G Insurance Brokers' full market access.
We bring quotes back and walk you through a straightforward, no-jargon comparison.
You choose, we bind, and you're covered — with a team that stays reachable after the sale.
The earlier we see the risk, the more markets we can work. Send your renewal date and we'll tell you honestly what the market looks like for your building.